Equipment Finance

Here are just some of the small business needs you can cover with equipment financing:

• Forklifts, workbenches, and conveyor belts
• Point-of-sale payment processing software and hardware
• Commercial ovens, grills, deep fryers, freezers, food processors, and more
• Office furniture and fixtures – everything from cubicles and desk sets to rugs and lighting
• Software, including operating systems, CRMs, and more
• Appliances like telephones, refrigerators, coffee makers, and more
• Food trucks, delivery vehicles, company cars, and trailers
• Solar panels and HVAC units

To get equipment financing, you’ll typically need to be in business at least 12 months, have $50,000 or more in annual revenue, and have a credit score of 650 or higher. If your credit score is lower than 650 but you can show proof of solid cash flow and revenues for the past 3-6 months, you can still qualify. 

No down payment or collateral? No problem. One of the big benefits of equipment financing is that your equipment can also act as your collateral – which means you can secure a loan without draining the last of your liquid cash or risking your personal assets.

• Up to $5,000,000 loan amounts
• Loan terms from 1 - 5 years
• Interest rate as low as 7.5%
• Funding as soon as 24 hours